* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: #102033;
  background: #f7f9fc;
  line-height: 1.6;
}

a {
  color: inherit;
}

.container {
  width: min(1120px, 92%);
  margin: 0 auto;
}

.site-header {
  background: #ffffff;
  border-bottom: 1px solid #e5e9f0;
  position: sticky;
  top: 0;
  z-index: 10;
}

.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.logo-mark {
  width: 46px;
  height: 46px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #082b57;
  color: #ffffff;
  font-size: 24px;
}

.brand strong {
  display: block;
  font-size: 20px;
}

.brand span {
  display: block;
  font-size: 12px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #55708f;
}

.nav-phone {
  text-decoration: none;
  font-weight: 700;
  color: #082b57;
}

.hero {
  background:
    linear-gradient(90deg, rgba(8,43,87,.92), rgba(8,43,87,.72)),
    url("https://images.unsplash.com/photo-1500530855697-b586d89ba3ee?auto=format&fit=crop&w=1600&q=80");
  background-size: cover;
  background-position: center;
  color: #ffffff;
  padding: 86px 0;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.3fr .7fr;
  gap: 32px;
  align-items: center;
}

.eyebrow {
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: #ffd27a;
}

h1 {
  font-size: clamp(38px, 6vw, 68px);
  line-height: 1.05;
  margin: 0 0 18px;
}

h2 {
  font-size: clamp(26px, 3vw, 38px);
  line-height: 1.2;
  margin: 0 0 16px;
}

h3 {
  margin-top: 0;
}

.hero-text {
  max-width: 680px;
  font-size: 20px;
  margin-bottom: 28px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-bottom: 22px;
}

.btn {
  display: inline-block;
  padding: 14px 22px;
  border-radius: 10px;
  text-decoration: none;
  font-weight: 800;
  transition: transform .15s ease, box-shadow .15s ease;
}

.btn:hover {
  transform: translateY(-1px);
  box-shadow: 0 8px 22px rgba(0,0,0,.16);
}

.primary {
  background: #d81920;
  color: #ffffff;
}

.secondary {
  background: #ffffff;
  color: #082b57;
}

.outline {
  border: 2px solid #082b57;
  color: #082b57;
  background: #ffffff;
}

.trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  font-weight: 700;
}

.hero-card {
  background: rgba(255,255,255,.96);
  color: #102033;
  padding: 30px;
  border-radius: 18px;
  box-shadow: 0 24px 50px rgba(0,0,0,.2);
}

.hero-card ul {
  padding-left: 20px;
  margin-bottom: 0;
}

.license-section,
.benefits,
.cta {
  padding: 64px 0;
}

.license-card {
  background: #ffffff;
  border-left: 7px solid #d81920;
  border-radius: 16px;
  padding: 32px;
  display: flex;
  justify-content: space-between;
  gap: 24px;
  align-items: center;
  box-shadow: 0 10px 28px rgba(16,32,51,.08);
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  background: #ffffff;
  border-radius: 16px;
  padding: 26px;
  box-shadow: 0 10px 28px rgba(16,32,51,.08);
}

.cta-box {
  background: #082b57;
  color: #ffffff;
  border-radius: 20px;
  padding: 46px;
  text-align: center;
}

.footer {
  background: #071829;
  color: #ffffff;
  padding: 36px 0;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 24px;
}

.footer a {
  color: #ffffff;
}

@media (max-width: 820px) {
  .nav,
  .license-card,
  .footer-grid {
    flex-direction: column;
    align-items: flex-start;
  }

  .hero-grid,
  .cards {
    grid-template-columns: 1fr;
  }

  .hero {
    padding: 58px 0;
  }

  .btn {
    width: 100%;
    text-align: center;
  }
}